Multi-currency accounts
Cash, cards, accounts and wallets: your balance always clear, in every currency.
Walli Your finances, effortlessSee where your
See where your
money goes. Really.
Walli brings accounts, budgets, shared expenses, savings and AI insights together in one tidy place. Multi-currency, fast, no spreadsheets.
Multi-currency · Shared expenses · AI insights · No card required
23languages
150+currencies
€0free, forever
0data ever sold
Features
Everything you need to manage money
Budgets & categories
Set monthly limits and see at a glance how much you really have left.
Group expenses
Split costs, track who owes what, and settle up with the fewest transfers.
Savings & goals
Set money aside for your goals and celebrate every milestone.
AI insights
Plain-language summaries of your month — where your money went, what changed, and what to watch.
Recurring & reports
Bills, subscriptions, loans and monthly summaries always under control.
Credit cards & cycles
Statements, closing dates and available credit — the whole billing cycle, no surprises.
Import & export
Scan receipts, import a CSV from your bank, export your data whenever you like. It's yours to keep.
Joint accounts
Co-own an account with someone: shared transactions, recurring, savings and loans — in sync for everyone.
AI, done right
The finance app that's actually smart
Most finance apps bolt AI on the side. Walli keeps it on the same screen as your money — and it never moves a cent without your confirmation.
Chat assistant & AI reports
Chat with Walli about your money — reports, budgets, categories — and get plain-language answers whenever you want.
Logging by chat
The assistant starts logging for you: say “add €12 lunch” and it creates expenses, recurring bills and budgets — always with a confirm.
Get started
Clarity in three steps
1
Create your account
Sign up free in seconds — no bank connection, no card, no spreadsheet.
2
Add your money
Enter or import your accounts, expenses and groups. You stay in control of your data.
3
See it clearly
Budgets, savings, who-owes-whom and AI insights that explain your month in plain language.
For everyone
Made for real life
One app for your own money and the money you share.
Couples
Share a budget, split the bills, and see the full picture together.
Roommates
Rent, groceries, utilities — track who paid and settle up fairly.
Trips
Log expenses on the go in any currency; Walli settles who owes whom.
Families
Budgets, savings goals and recurring bills for the whole household.
Why Walli
The best of both worlds
Budgeting apps don't split group expenses. Splitting apps don't budget. Walli does both — plus AI, 150+ currencies and 23 languages. Free and private.
YesPartialNo
Typical budgeting appTypical splitting appWalli
Personal budgets & categoriesTypical budgeting appYesTypical splitting appNoWalliYes
Group expenses & settle-upTypical budgeting appNoTypical splitting appYesWalliYes
Savings goals & envelopesTypical budgeting appPartialTypical splitting appNoWalliYes
AI finance assistantTypical budgeting appPartialTypical splitting appNoWalliYes
150+ currencies, side by sideTypical budgeting appPartialTypical splitting appPartialWalliYes
23 interface languagesTypical budgeting appNoTypical splitting appNoWalliYes
No bank linking · data never soldTypical budgeting appNoTypical splitting appPartialWalliYes
Free, on every deviceTypical budgeting appPartialTypical splitting appPartialWalliYes
Comparison with common app categories, not specific products.
Private & practical
Your money is nobody else's business
Privacy isn't a setting in Walli — it's the architecture.
Isolated per user
Every account is walled off at the database level (Row-Level Security).
Never sold
We don't sell your financial data. Sponsors see only an aggregate audience.
No bank logins
Add what you want by hand, CSV or AI — we never ask for your bank credentials.
Yours to export
Take your data with you any time. No lock-in.
Installable (PWA)
Add it to your home screen and use it offline too.
Email summaries
A periodic digest of your numbers, whenever you want.
Together
A goal we share
Walli is free. The more people use it, the more features unlock — for everyone, not just the inviter.
Walli is just getting started — here is the roadmap we are building together. Every milestone below unlocks a new feature for everyone as more people join.
Questions
Answers, in short
Is Walli free?
Yes, you can track your finances for free. No credit card required to start.
Is my data safe?
Every account is isolated at the database level (Row-Level Security) and every write goes through server-side checks. Your data stays yours.
Can I manage multiple currencies?
Yes. Each account and transaction carries its own currency; combined net worth is estimated with the rates you set.
How do group expenses work?
Create a group, add people (guests too), log expenses and Walli works out who owes what, suggesting the smallest set of transfers.
Do I need to install anything?
No, it runs in the browser. But you can install it as an app (PWA) and use the main screens offline.
How do I activate my account?
Sign-up is open and free. Confirm your email and your space is ready — no waiting, no manual approval.
Who is behind Walli, and can I trust a new app?
Walli is built by a small, independent team, and we are early — you are one of the first to join. We are honest about that: no venture pressure, no selling your data. Your finances stay isolated to your account, and you can export or delete everything whenever you like.